SUMMARY OF
QUALIFICATION:
|
Over
18 Years in Residential Lending experience
|
- Skilled Troubleshooter and Problem Solver
in Credit Analysis
- Skilled in Real Estate Loan Origination, Marketing
and Consulting.
- Excellent Organizational, Analytical and
Communication Skills
|
| EDUCATION: |
Bachelor of Science in Business Administration
California State University, Dominguez Hills 1983
|
| VOCATIONAL: |
California Department of Real Estate
February 1982 State License
|
PROFESSIONAL
AFFILIATIONS: |
Rotary International- Del Amo Torrance
Club – President Elect
Torrance Chamber of Commerce
|
PROFESSIONAL EXPERIENCE: |
SENIOR ACCOUNT EXECUTIVE
American Capital Corporation – Full Service Mortgage
Broker
September 1997 to Present
- Expert in Funding First and
Second Trust Deed Loans including Home Equity Lines
of Credit and Construction
- Ability to Analyze All Credit
Grades for Purchase and Refinance Transactions.
Weyerhaeuser Mortgage Company, Torrance,
California
February 1991 to September 1997
Recruited to establish the firm’s initial South Bay
office.
Responsibilities included:
- Development of Conventional
and Government Loan Originations.
- Troubleshooting and Problem
Solving in areas relating client qualification and property
analysis.
- Consulting Industry Professionals
on credit analysis and finance structuring
- Price Negotiations
ACCOUNT EXECUTIVE
Great Western Bank, Rolling Hills Estates, California
September 1988 to February 1991
Responsibilities included:
- Territory Sales, Marketing and Originating
First Trust Deed Loans
BUSINESS ADMINISTRATOR
TRW Space & Technology Group, Redondo Beach, California
July 1987 to February 1988
Garrett Airesearch Corporation, Torrance, California
July 1983 to July 1987
Responsibilities included:
- Development and Implementation
of Administration Programs designed to insure
contractor compliance to customer and regulatory requirements
and guidelines.
- Conducting Financial Analysis
of Cost and Schedule Performance
ABOUT AMERICAN CAPITAL
American Capital Corporation was founded
in 1994 with the vision of creating a full service home
lending company that would set the example for quality
products and service in the industry and develop a lifetime
customer base. Now we are one of the largest independent
mortgage companies in California. We are both a mortgage
banker and a mortgage broker, which gives us the unique
ability to customize a mortgage to meet your specific
needs with a wide variety of products and financing options.
With our size comes leverage and we use that strength
to get the best loan possible for you. Being a mortgage
banker also gives us more control over the loan process,
especially when it comes to closing loans quickly. |