CREDIT ISSUES

 

*IMPORTANT*
Credit Bureau Contacts

The information in your credit report should be complete, accurate and up to date. If you do not recognize information, or believe an item on your credit report may be inaccurate, you may request an investigation on that data, so that any discrepancies may be corrected. Equifax, Trans Union and Experian all offer an easy online dispute system, on their websites. You may also dispute by mail or by phone.
With your dispute, a notice is immediately sent to the source of the information, requesting that they verify your account. Within 30 days, the source must respond, and the Credit Bureau will notify you by mail or online with the results.

You may purchase your credit report online or by their toll-free number.
Experian
P.O. Box 2002
Allen, TX 75013
888-397-3742
www.experian.com

You may purchase your credit report online or by their toll-free number
Trans Union
P.O. Box 2000
Chester, PA 19022
800-916-8800
www.transunion.com

You may purchase your credit report online or by their toll-free number.
Equifax Credit Information Services
P.O. Box 740256
Atlanta, GA 30374
800-685-1111
www.equifax.com

 

David A. Guelff
Mortgage Consultant
Reverse Mortgage Manager
American Capital Corporation
2121 Rosecreans Ave, 6th Floor
El Segundo, California 90245
dguelff@earthlink.net or direct: (310) 252-7262